Finance, insurance and utility enquiries
Internet and mobile
Internet and mobile
- Free and no obligation for you
- At most 3 professionals receive your request
- Only the company you reply to sees your phone
- All of Spain, in 7 languages
OfertFinanzas is not a bank or a credit intermediary and does not compare or recommend loans: we pass your need on to at most 3 lenders or intermediaries registered with the Banco de España, who send you their own offer. The pre-contract information (FEIN, FiAE) is given to you by the lender.
Request offers for free
1 minute. Up to 3 companies in the sector.
How it works
- Tell us what you need
A short form: the service, the area and a few specific questions. No sign-up. - Confirm your email
We send you a link. Only confirmed requests reach professionals. - Up to 3 professionals write to you
They write to you on OfertFinanzas with questions or their own offer. You decide whom to answer; only that company sees your phone.
OfertFinanzas does not provide the service: it connects clients with registered professionals. It is free for you.
We do not publish rates, premiums or the number of companies: each company sends you its own offer.
Before you request offers
- Contract summary. Before you sign, the operator must give you a concise, easy-to-read contract summary with the services and prices (Act 11/2022, art. 67).
- Maximum term. For consumers, the contract cannot run for more than twenty-four months (Act 11/2022, art. 67).
- Keep your number. You have the right to switch operator and keep your number (Act 11/2022, art. 70).
- OfertFinanzas does not recommend products. It only passes your request to companies registered on OfertFinanzas; each sends you its own offer and you compare and decide.
Official sources (checked 5 Nov 2026). General information, not advice: OfertFinanzas does not provide the service.
Main cities
- Madrid
- Barcelona
- Valencia
- Zaragoza
- Sevilla
- Málaga
- Murcia
- Palma
- Las Palmas de Gran Canaria
- Alicante
- Bilbao
- Córdoba
- Valladolid
- Vigo
- L'Hospitalet de Llobregat
- Gijón
- Vitoria-Gasteiz
- A Coruña
- Elche
- Granada
- Terrassa
- Badalona
- Sabadell
- Oviedo
- Cartagena
- Móstoles
- Jerez de la Frontera
- Santa Cruz de Tenerife
- Pamplona
- Almería
- Alcalá de Henares
- Leganés
- Getafe
- Fuenlabrada
- San Sebastián
- Castellón de la Plana
- Burgos
- Alcorcón
- Santander
- Albacete
- San Cristóbal de La Laguna
- Marbella
- Logroño
- Badajoz
- Lleida
- Salamanca
- Tarragona
- Torrejón de Ardoz
- Huelva
- Dos Hermanas
Frequently asked questions
How much does it cost the client?
Nothing. Requesting offers on OfertFinanzas is free and without obligation. Companies pay for the requests they take.
Who receives my request?
At most 3 registered professionals for that service in your province, and only after you confirm your email.
Will I get endless calls?
No. Professionals write to you on the platform. Only the company you reply to sees your phone and email.
Does OfertFinanzas do the job?
No. OfertFinanzas is an intermediary service: it does not provide the service and is not a party to the contract between you and the professional.
Can I delete my data?
Yes, from the link of your request or by writing to info@ofertobra.es.
Why are there no loan terms or prices on the site?
Because OfertFinanzas is not a bank or a credit intermediary: we do not publish, sort or recommend offers. Each firm looks at your case and sends you its own offer in the conversation; the terms are the ones it gives you.
Who gives me the FEIN and the other pre-contract information?
The lender or intermediary you decide to go ahead with. The FEIN (European Standardised Information Sheet) and the FiAE (Standardised Warnings Sheet) are prepared and given to you by the firm, not by OfertFinanzas.
Can I apply if I do not live in Spain?
Yes, you can send your request in any of the 7 languages. Each firm decides whether it lends to non-residents, in which cases and with which documents; OfertFinanzas does not decide or influence that answer.
Do I have to send payslips or documents here?
No. OfertFinanzas does not collect documents or assess your creditworthiness. If you go ahead with a firm, it will ask you for its documents directly.