Legal notice
Last updated: 5 November 2026.
1. Owner
As required by article 10 of Spanish Law 34/2002 (LSSI): the website ofertfinanzas.es (OfertFinanzas) belongs to Golan Europe S.L., CIF B16546020, registered address Av. Blai Bonet 8, Bl. 3, Apartamento 301, Santa Ponça, 07180 Calvià, Illes Balears, España. Registro Mercantil de Islas Baleares, Tomo 2729, Folio 223, Sección 8, Hoja PM-82642. Contact: info@ofertobra.es.
2. What OfertFinanzas is
OfertFinanzas is a free service for clients to ask for quotes for Mortgage to buy a home, Improve or switch your mortgage, Mortgage for non-residents, Home improvement loan, Solar panel financing, Home insurance, Car insurance, Business insurance, Request electricity and gas offers, Internet and mobile in Spain. OfertFinanzas is an intermediary: it does not provide those services, is not a party to the contract between client and professional and is not liable for the quality of the professional's service. Professionals are independent companies or self-employed people registered on the platform.
OfertFinanzas is not a credit institution, a lender, or a mortgage or consumer credit intermediary. It only passes the need described by the client on to at most 3 lenders or intermediaries registered with the Banco de España. It does not present or offer loan agreements, does not sort or recommend offers, does not carry out pre-contract steps and does not sign agreements on anyone's behalf. Each offer is written and sent by the firm itself, which alone is responsible for its content and for providing the pre-contract information (FEIN, FiAE).
OfertFinanzas charges firms a fixed price per request (advertising), with no amount tied to a loan being signed. The client pays nothing. We do not present or offer loans, do no preliminary paperwork and sign no contracts, so we are not a credit intermediary (Ley 5/2019, art. 4.5; Ley 2/2009, art. 1.1.b). Mortgage and loan requests are only seen by firms that have given their Banco de España registration number.
Before any text from an entity is saved, sent or published (first message, messages, quotes, profile, albums, photo captions and replies to reviews), an automatic filter of fixed rules (no artificial intelligence) rejects it if, for loans or mortgages, it gives an interest rate or an instalment without the APR (TAE) (required by Ley 16/2011, art. 9, for consumer credit; for mortgages it is a rule of this site) or if it promises that the financing will certainly be approved. The entity sees the phrase and the reason and can rewrite it; if the first message is rejected, the request is not taken and nothing is charged. Texts saved earlier that do not meet these rules are not shown on the public page. The filter does not catch everything: each entity remains responsible for its content.
3. Use of the website
Users agree to use the website in good faith, give true data and not send unlawful content, other people's data without permission or fake requests. We may remove requests or accounts that break these rules.
4. Intellectual property
The texts, design and code belong to Golan Europe S.L. or are used under licence. The Inter and Montserrat fonts are used under the SIL Open Font License.
5. Liability
We check the information professionals give us (e.g. tax ID and, where relevant, their registration number) but do not guarantee it or the result of their service. We do not show average prices or paid rankings.
6. Applicable law
Spanish law. Consumers may use the courts of their place of residence. EU online dispute resolution platform: https://ec.europa.eu/consumers/odr.
Contact
Single point of contact (Regulation (EU) 2022/2065, Digital Services Act, Articles 11 and 12) for authorities and users: info@ofertobra.es (Spanish and English). To report content, use the form on the Contact page. Report content